Toronto Car Accident Lawyer
If you’ve been hurt in a motor vehicle accident, you can recover the financial compensation you need to make your recovery by working with an auto wreck attorney in Toronto.It’s a simple truth: Car accidents happen all the time. And in most cases, “accident” really isn’t the right term. While a few auto collisions are true accidents, the majority are caused by the negligent actions of someone involved. Under Ontario’s negligence laws, this means that the at-fault party can be held accountable for the damages and losses his or her poor judgement has caused. That doesn’t mean that this is something that happens automatically, however—far from it. When you need to recover compensation for a car crash that someone else caused, you need a Toronto car accident lawyer from the Mirian Law Firm on your side. Our auto accident attorneys have over fifteen years of experience helping people recover fair and full settlements for their losses, and we’re more than willing to argue your case in court if that’s what’s necessary.
Don’t Assume the Auto Insurer Is on Your SideWhile Ontario does mandate statutory accident coverage that will compensate you regardless of who was at fault, a serious wreck can easily exceed these policy limits. When this happens, your best option for recovering your losses is seeking compensation from the other driver and his or her insurer directly. It’s essential to remember that insurance companies are for-profit corporations who are most concerned with making money. Making the most money means paying the least money out on claims. This means that you can expect the insurer to take advantage of every loophole and misstatement they can in order to avoid fully compensating you. If you say the wrong thing, the insurance company will almost certainly claim that you admitted fault. Similarly, if you assume that the insurance adjuster will help you assess the full cost of your damages, you’ll likely find yourself paying for damages you weren’t responsible for. By working with a Toronto auto accident attorney, you can avoid these situations. We’ll negotiate on your behalf, and we’ll keep them honest by handling all of the communication for you.
Proving Who Caused the Car AccidentBecause Ontario’s negligence laws will reduce your financial compensation in accordance with how at fault you were for the crash, it’s critical that your lawyer fully prove who caused the accident and how. Fully demonstrating the other party’s liability prevents negligence from being assigned to you, thereby maximizing your potential compensation. Our car accident lawyers know how to investigate a crash and identify every piece of available evidence. By identifying what the cause was and illustrating what happened through evidence, we can fully demonstrate all of the parties who were at fault. These are a few of the potential causes that might need to be considered during your crash investigation:
- Distracted driving
- Drunk driving
- Speeding and reckless operation
- Road rage
- Drowsy driving
- Defective auto parts
- Dangerous road conditions due to poor highway maintenance or roadwork
Type of Crash MattersThe type of car accident you were hurt in will also be important to the investigation. Crash type is often the first clue indicating who was at fault for the collision, and our auto wreck lawyers will understand the implications of the type of crash you were hurt in and where to start looking for evidence. For example, T-bone accidents most commonly occur in intersections. In some cases, one driver runs a red light because he or she is intoxicated or speeding, but in others, the side-impact collision occurs due to defective brakes or a malfunctioning traffic signal. Similarly, rollover accidents are often single-car crashes. However, this doesn’t mean that you’re automatically at fault when you’re hurt in a rollover. Your vehicle, especially if it’s an SUV, might have been poorly designed and be too top-heavy to successfully handle corners. It might also be that the road’s design is dangerous or that signs warning of an especially tight corner should have been posted. These are just two examples, but the same is true of virtually all car crash types: head-on collisions, rear-end collisions, and sideswipes, just to name a few more. Whatever form your accident took, our attorneys will know where to start looking for fault.
Get the Most Accident Compensation PossibleAs mentioned, the insurance company isn’t going to simply hand you a cheque that fully covers all of your damages, losses, and injuries. Instead, it’s necessary to work with an experienced Toronto car accident lawyer who can perform a full assessment of what your injury claim is worth. While Ontario’s healthcare system should cover the bulk of your medical bills, there are some types of care that often go uncovered. Chiropractic care, for example, is a service that isn’t covered, but many auto wreck victims, especially those who experience a lower back injury or whiplash, find themselves in need of it. Our attorneys will ensure that you receive the full cost of your losses, present and future, including any of the following that apply to your case:
- Medical bills not covered by Ontario’s healthcare system
- Lost income and wages, including lost earning capacity
- Vehicle repair or replacement
- Modifications made to your home or vehicle to accommodate a new disability
- Pain and suffering
- Emotional trauma, such as anxiety or post-traumatic stress disorder (PTSD)