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Toronto Life Insurance Lawyer
If you’ve recently lost a loved one, the last thing you need is a life insurance claim denial. By working with a life insurance lawyer in Toronto, you can recover the benefits you were intended to have.
When people purchase a life insurance policy, they do so because they want to ensure that their family members and loved ones will be taken care of financially in the event of their death. Life insurance premiums are not inexpensive, either—a policy is quite the investment on the insured’s part.
When an insured person passes away and the family’s life insurance claim is then denied, it is a huge betrayal of trust on the part of the insurance company. Unfortunately, this exact situation is all too common, leaving families all over Ontario paying for expenses and bereft of the benefits their loved one secured for them.
If you’ve lost a loved one and had the life insurance claim denied, hope is not lost. A Toronto life insurance lawyer from the Mirian Law Firm can help you challenge the denial and recover the benefits your loved one meant for you to receive.
The Life Insurance Benefits You Deserve
Your deceased loved one named you as his or her life insurance beneficiary so that you wouldn’t have to bear the financial burden that comes with an unexpected death. By denying your claim, the life insurance company isn’t just potentially acting in bad faith, they’re also endangering your family’s future wellbeing.
This should be a time for you to focus on your grief and moving forward with your family while remembering the deceased. A denied life insurance claim can add to your burden by forcing you to figure out the logistics of how to pay for all the expenses incurred by your loved one’s passing.
By working with a Toronto life insurance attorney from our office, you might be able to force the insurer to honour your claim and pay for the following:
- Burial and memorial expenses
- Fees related to the deceased’s estate
- Medical expenses incurred leading up to the deceased’s passing
- Mortgage payments
- Cash sum specified in the life insurance policy
Challenging a Life Insurance Denial
Insurers are in business to make profits—not pay out on claims. It isn’t right for them to deny a valid claim, but they will if they believe they’ll get away with it. Fortunately, our life insurance lawyers have experience challenging a wide variety of denial reasons:
- Claiming the deceased was behind on paying his or her life insurance premiums
- Claiming the deceased misled the insurer regarding his or her past medical history
- Disputing the definition of “accident” in an accidental death provision
- Disputing proof of loss
- Technical errors involving how paperwork was filled out
Help from a Life Insurance Lawyer in Toronto
At the Mirian Law Firm, we know how insurance companies work. In fact, our team has extensive experience and is well-prepared to pick apart the reasons behind your life insurance claim’s denial.
Get the benefits your loved one meant for you to have. Schedule a free consultation with a Toronto life insurance lawyer today by calling 647-556-5888 or by completing the contact form at the bottom of this page.